Staking Rewards Calculator
Enter what you would stake, the advertised rate and how often rewards are restaked. The calculator returns your token balance at the end of the period, the effective APY after the validator's cut, and — if you add prices — what the position would be worth.
Written by: Blockchain Best Editorial
Last updated:
Sources: No external data: every number comes from what you enter; Formulas: standard simple and periodic compound interest, 365-day year
How this is calculated
Rates are annual and a year is 365 days. Commission is taken out of the rewards as they accrue, never out of your principal.
net APR = APR × (1 − commission)The validator's cut lowers the rate that works for you, so it also removes the rewards that cut would have compounded into.
balance = principal × (1 + net APR × years)Used when rewards are never restaked — they accumulate but do not earn anything themselves.
balance = principal × (1 + net APR ÷ n)^(n × years)Used when rewards are restaked n times a year: 365 for daily, 52 for weekly, 12 for monthly, 4 for quarterly, 1 for annually.
APY = (1 + net APR ÷ n)^n − 1The effective annual yield. It is what the APR actually turns into once compounding and commission are applied.
What this assumes, and what it ignores
- The rate stays constant for the whole period. Real staking rates float with how much of the supply is staked.
- No slashing, downtime penalties or validator failure.
- No lock-up, unbonding delay or exit queue — rewards are treated as available on schedule.
- No transaction fees, bridge costs or platform fees beyond the commission you enter.
- No taxes.
- The price scenario is your assumption, not a forecast, and no one can predict a token price.
- This is an estimate for planning, not investment advice.
Frequently asked questions
What is the difference between APR and APY?
APR is the nominal annual rate before compounding. APY is what you actually end up with once rewards are restaked. Enter the advertised APR here and the calculator reports the effective APY for the compounding frequency you pick. If a platform quotes APY, choose "Never" for restaking to avoid counting compounding twice.
Which compounding frequency should I choose?
Pick the one that matches what actually happens to your rewards. Liquid staking tokens compound continuously, so daily is the closest fit. If you have to claim and restake manually, choose the frequency you realistically do it at, or "Never" if the rewards just sit there.
Is the commission taken from my principal?
No. Commission only applies to rewards. It is skimmed as they accrue, which is why the amount kept by the validator is slightly more than the flat percentage of the total rewards — the skimmed part would otherwise have compounded too.
Why does the calculator show a loss when my token balance went up?
Because the two are measured differently. Staking increases the number of tokens you hold, but the fiat value depends on price. If you set an exit price below the entry price, the fall in price can outweigh the rewards, and profit turns negative even though the balance grew.
Are these numbers guaranteed?
No. The result is arithmetic on the inputs you provide. Real returns change with network conditions, validator performance, slashing, lock-up rules and price. Treat it as a planning estimate, not a promise.